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September 2025 – Orange County Housing Report

A close-up of a dollar bill AI-generated content may be incorrect.

The Stretched Dollar Home affordability has been at crisis levels ever since mortgage rates rocketed higher in 2022, impacting the housing market in so many ways. An Affordability Crunch Mortgage rates have been stuck at higher levels for three years now, floating between 6.5% and 7.5% with very few exceptions. Everything is a lot more […]

Interest Rates Vs. Affordability

A graph of a graph showing the price of a home AI-generated content may be incorrect.

Conclusions: Asset Values have ballooned due to fed lowing of interest rates consistently over time. Question? Do you really think prices are sustainable at these high levels. It might be reasonable to predict that either prices need to come down, or interest rates need to come back down. I doubt they can both stay this […]

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